For residents in Round Rock, TX, who need information about condo insurance, call us at DGIA LLC with your questions. While condo insurance is not required by the state for individuals, it is recommended to protect your assets. The exception to having your own insurance is if you have financed the purchase of the condo, or if the condo association requires you to carry insurance. We’ll be happy to go over what your association’s master policy does and doesn’t cover.
What Is an HO-6 Insurance Policy?
For condo owners, an HO-6 policy is like having a homeowner’s policy. While your condo association’s master policy covers the exterior structure and community areas, such as hallways and lobby areas, it does not cover your personal belongings.
Condo Coverage
With an HO-6 policy, you are protecting the items inside of your residence, such as your clothing, electronics, and appliances.
You will likely want to have visitors to your home. If an incident occurs that results in an injury to the visitor or their property is damaged while they are in your home, your condo policy will cover the resulting medical expenses and legal fees.
If an event occurs that prevents you from living in your condo, you will have access to loss of use coverage for storage, moving, and temporary housing.
Interior areas and items, such as built-in appliances, fixtures, and floors that are not covered by the association’s master policy, are covered by your HO-6 policy.
Contact Us
Sleep tight and stress free with an HO-6 policy designed to keep your personal belongings, plus the interior of your Round Rock, TX, condo protected. With a call to DGIA LLC, we’ll get the paperwork started whenever you’re ready.
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