Category: Commercial Insurance

When you call DGIA LLC about a commercial insurance policy for your Round Rock, TX business, we will ask in detail about your business. We aren’t nosy; we want to provide you with the ideal policy that covers only what you need. That proves important because commercial insurance continues to grow in diversity as new industries develop.

Massive Diversity in Commercial Insurance

The vast diversity in commercial insurance spans more than 25 common coverage types. Which ones each business needs differ. That’s why buying a commercial insurance policy requires a consultation with an insurance agent – so the business receives exactly the needed coverage. This process saves money by avoiding unneeded options.

For example, doctors need malpractice insurance, but dance studio owners need glass insurance. A pizza place that delivers needs commercial auto insurance, but a retail store with an older heating system needs boiler insurance. Each business needs commercial liability because people visit its place of business.

Which Coverages Do You Need?

Your business needs custom coverage to protect it from financial risk and loss. Many small and mid-sized businesses qualify for a business owners’ policy (BOP) that includes the four most common coverage types in one package for a lower premium than purchasing them separately. We can help corporations with their business needs, too, just not with a BOP.

Contact Us Today

Don’t let your business go without the coverage it needs. Contact DGIA LLC, serving Round Rock, TX for the policy package that best suits your business. Our comprehensive interview reveals the insurance your business needs, and we can efficiently build a package that ideally suits your business needs.

Businesses all over the country face an unsure future and risks every day of the year. The best you can do to help your business to survive is to make sure you know your risks and have the right commercial insurance to protect yourself as much as possible. Serving the greater Round Rock, TX community,  DGIA LLC is an independent insurance agency that understands commercial insurance and will make sure you have what your business needs. 

Commercial Property Insurance

Commercial property insurance can make all the difference between your business recovering from a covered peril and having to close its door. Even if you don’t own the building, there are major benefits that commercial property insurance provides. It covers the things that you use to do business. Depending on the type of business, there can be machines, display cases, appliances, inventory, raw materials, tools, and much more

Commercial Liability Insurance

Getting sued is one of the biggest dangers that most businesses face. One in three businesses gets sued in any given year, so chances are pretty good that you will be involved in legal action at some point. Between a judgment against you and legal fees, it could be enough to kill your business if you don’t have commercial liability insurance. 

Workers Compensation

While the laws in Texas do not require workers’ compensation insurance, it is a benefit that your employee will appreciate, and it can save you as well. 

Business Interruption Insurance

When your business is hit by a covered peril, your flow of income may come to a stop. Unfortunately, your bills will not stop. If you have business interruption insurance, it will provide the money you need to cover your bills and even salaries. 

Give Us A Call

Contact DGIA LLC in Round Rock, TX to discuss the best options for commercial coverage.