Having an umbrella insurance policy provides peace of mind and a sense of financial security when faced with legal woes and lawsuits. With standard insurance policies, there are often liability limitations, which can set you back if you’re not prepared financially. At DGIA, LLC, serving Round Rock, TX, we assist clients with determining if umbrella insurance is the right choice for them.
Why Legal Protection Is Important
Everyday situations can lead to costly lawsuits. Some instances include:
- A serious auto accident where you’re found at fault and medical injuries are present
- Someone slipping and falling on your property
- Property damage caused by a pet or even a child in your home
- Accident harm caused during community activities or volunteering
Umbrella Insurance Covers Legal Fees Beyond Standard Policy Limits
One of the most appealing aspects of umbrella insurance is it can sit atop existing homeowners, vehicle insurance, and other insurance policies you currently have to your name. If you’re sued for bodily injury or property damage, your underlying policy may not be adequate to cover the costs of any injuries sustained or property damage done. Once you’ve reached the limit of a standard policy, umbrella insurance can help with:
- Court costs
- Attorney fees
- Expert witness fees
- Settlement amounts
- Judgments ordered by a court of law
The right policy can be a life-saver when you need it most.
Whether you want to protect more of your home, vehicles, or additional investments you’ve made, you can often do so with the right umbrella insurance policy. At DGIA, LLC, we’ll work with you to help find an umbrella policy that is worth your time and investment. To learn more about your options when selecting an umbrella insurance policy in or near Round Rock, TX, contact us directly today for your consultation.
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